Financial Information
Financial Statement
December 31, 2018.

Assets 2018 2017
Cash and Short-term Investments 12,127,568 10,993,908
U.S. Government Bonds 27,287,107 27,818,922
Miscellaneous Bonds 57,169,812 53,005,843
Stocks 11,697,644 12,038,887
Real Estate 234,244 290,450
Premiums in Course of Collection 2,653,361 2,500,549
Reinsurance Recoverable 122,449 107,502
Interest Due and Accrued 648,119 624,683
All Other Assets    3,359,785 3,834,593
TOTAL ASSETS
$ 115,300,089 $ 111,215,337
Liabilities    
Reserve for Losses 19,837,869 18,667,286
Reserve for Loss Adjustment Expenses 4,383,572 4,623,529
Reserve for Unearned Premiums 22,464,227 22,116,817
Taxes -0- 302,734
Other Liabilities 4,072,230 3,911,042
TOTAL LIABILITIES
$ 50,757,898 $ 49,621,408
Surplus Account    
Special Contingent Surplus 950,000 950,000
Surplus Note 4,000,000 5,000,000
Unassigned Surplus 59,592,191 55,643,929
TOTAL SURPLUS
$ 64,542,191 $ 61,593,929
TOTAL
$ 115,300,089 $ 111,215,337