Website Use
The following Terms and Conditions govern your use of the Security Mutual Insurance Company (SMIC) website. By accessing and making use of this website, you agree to all of the Terms and Conditions of use and other notices contained or referenced in this website. If you do not agree to these Terms and Conditions, do not use this website. SMIC reserves the right to update or revise these Terms and Conditions. Your continued use of this website following the posting of any changes to the Terms and Conditions constitutes acceptance of those changes.

This website is for the purpose of information sharing only and does not constitute an offer to do business in any state in which SMIC is not licensed or registered as may be required by law.

The content of this website is protected by copyright. You may not copy, distribute, or create derivative works from any part of this website (including its graphics, pictorial matter, and text) without the prior written consent of SMIC.

The material in this website is provided “as is”, without any kind of warranty as to any product of service provided by Security Mutual. Warranties, if any, accompany the product or service when purchased by a customer.

Limitation of Liability
Security Mutual Insurance Company in not liable for any errors, delays, inaccuracies or omissions in this website or any sites that are linked or referred to by this website. Under no circumstances shall SMIC be liable for any damages, including indirect, incidental, special, or consequential damages that result from the use of, or the inability to use, this website whether based on actions in contract, tort, negligence, strict liability or otherwise, even if SMIC has been advised of the possibility of such damage.

Choice of Law
By accessing this website, both you and Security Mutual Insurance Company agree that the laws of the State of New York will apply to all matters arising from or relating to use of this website, whether for claims in contract, tort, or otherwise, without regard to conflicts of laws principles. You and Security Mutual Insurance Company also agree and hereby submit to the exclusive personal jurisdiction and venue of New York State and United States Federal Courts for the Districts of New York with respect to such matters.

Entire Agreement
These Terms and Conditions constitute the entire agreement between you and Security Mutual Insurance Company with respect to your use of this website and supersede all prior or current communications and proposals, whether oral, written, or electronic, between you and Security Mutual Insurance Company with respect to this website. If any provision(s) of these Terms and Conditions are held invalid or unenforceable, those provisions shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining provisions shall remain in full force and effect.