Landlord Package

The following is a brief description of options available from Security Mutual Insurance Company. In the event of a covered loss, the policy that is in force at the time of the loss applies.

Tenant–occupied dwellings with up to FOUR units

Security Mutual Insurance Company is represented by independent insurance agents throughout New York State.

To obtain a quote or apply for the best program for your specific situation, please contact a licensed agent. To find the agent nearest you, click here.

Deductibles of up to $2500
Alarm credits to save up to 10%
Owner occupied three or four-family home to save 15%
Inflation Guard
Personal Injury
Replacement Cost
Underground Utility Endorsements


All submissions are subject to completion of our underwriting process including, but not limited to, review of: a properly signed and completed application, inspection and other underwriting resource material. If there is a conflict between the coverage statements within a proposal and the actual insurance policy, the policy provisions will apply.