ULTRASecurity Homeowners

The following is a brief description of options available from Security Mutual Insurance Company. In the event of a covered loss, the policy that is in force at the time of the loss applies.

Above average, 1-2 family, owner-occupied, primary residences including log homes insured for at least $150,000 with no or minimal insurance claims over the past 5 years

Seasonal, secondary, mobile homes, or townhouse dwellings are not eligible

Security Mutual Insurance Company is represented by independent insurance agents throughout New York State.

To obtain a quote or apply for the best program for your specific situation, please contact a licensed agent. To find the agent nearest you, click here.

Deductibles of up to $10,000
Alarm credits to save up to 10%
New Home discounts to save up to 10%
Nonsmokers credit to save 10%
Renewal credit to save 5%
Superior Home credit to save 10%, if the home qualifies
Homeowners Plus, talk with your agent for details
Equipment Breakdown, Click here to view “Introducing Homeowners Equipment Breakdown Insurance” presentation
Identity Theft
Inflation Guard
Liability Coverage up to $500,000
Personal Injury
Replacement Cost on Contents
Special Form Coverage on Home, other Structures and Contents
Added Water Damage
Additional Household Member
Assisted Living Care Facility Resident
Farmers Comprehensive Personal Liability
Golf Cart Liability
Increased Limits on Private Structures
Jewelry, Silverware, Furs, and other schedules of personal property
Residence Special Loss Settlement Endorsement
Siding and/or Roofing Matching
Underground Utility Line Endorsement

All submissions are subject to completion of our underwriting process including, but not limited to, review of: a properly signed and completed application, inspection and other underwriting resource material. If there is a conflict between the coverage statements within a proposal and the actual insurance policy, the policy provisions will apply.