THE INDEPENDENT AGENT ADVOCATES FOR THE POLICYHOLDER.
Insurance is all about managing risk; minimizing your exposures; and providing protection for your home, business and all the things you've worked so hard for.

FREE TO "SHOP AROUND."
Independent agents represent many insurance companies. They serve as researcher, consultant and advisor to recommend the very best combination of price, coverage and service. You won't have to spend hours gathering quotes from various companies. You can make just one-call to your hometown, independent agent.

ALWAYS UP TO SPEED.
In New York State, independent agents are licensed and subject to stringent continuing education requirements making them experts in their field — professionals you can trust to stay current with the many changing aspects of mutual, property and casualty insurance.

THEY HAVE YOUR BACK.
Independent agents advocate for the policyholder — treating you as a person, not a number. Carefully navigating what can be a complicated and time consuming process; the independent agent sorts through the many possible insurance options; modifying or enhancing coverages; and smoothing out the claims process in the event of a loss.

YOU'VE GOT A FRIEND.
Hometown, independent agents live, work and volunteer in your community. As your neighbor, they understand the challenges and opportunities specific to your community — the rules, regulations and resources.

Whether you're buying a house, building a new house, renting or starting a business, your local, hometown independent insurance agent will be there for you.

Click here TO FIND AN INDEPENDENT AGENT in New York State.